Wednesday, May 12, 2010
Tuesday, May 4, 2010
Reasons to buy a home even without the tax credit!
People have been purchasing homes for hundreds of years without any "Tax Credits" and they will continue to do so. Owning a home is the American Dream.
Reasons to buy a home even without the Tax Credit:
- Prices of homes are ridiculously low!! Most likely the lowest we will ever see in our lifetime.
- Inventory is high! There are so many homes to choose from.
- Interest Rates are Extremely low! Take advantage. A higher interest rates could mean thousands of dollars in the long run.
- It is a buyers market. The housing market is in the buyers hands.
Call me for a list of your area's Best Buy List!
Wednesday, April 7, 2010
Friday, February 12, 2010
Exclusive Buyer Representation and How it Benefits YOU!
Exclusive Buyer Agency Agreements are where a Realtor represents the Buyer of real estate.
The Buyer Agent owes fiduciary duties to the Buyer under this relationship and agreement, including fidelity, honesty, dedication to purpose, acting in the Buyer's best interests, etc.
The commission to be paid to the Buyer's Agent in the Buyer Agency Agreement, , is generally offset against the share, or "co-op", commission offered by the Listing Agent through the Multiple Listing Service ("MLS"). So in essence, a Buyers Agent is FREE!!!!!
An exclusive buyer agent is a real estate agent who is NOT representing a seller in any transaction while representing the particular buyer.
It is beneficial to a buyer to have representation because the agent is responsible for acquiring information on the property and advising the buyer based on that information. Without an agreement, the agent does NOT have an obligation to work with the buyer's best interests in mind.
WHY would you NOT use a Buyer's Agent in a Real Estate Transaction??
They are working for you and your interests first and foremost. They will get you the most home for the money and represent YOU throughout the entire transaction.
Wednesday, February 3, 2010
Buy a home for $100 DOWN!
How to Purchase a HUD home with only $100 DOWN!!!!
$100 down payment for owner occupants purchasing a HUD home with FHA financing. This loan incentive is also available to owner occupant purchasers who obtain a FHA Home Repair.
It's a great time to Purchase a HUD home with FHA financing.
Visit www.HudPemco.com to search homes, then call me to view the homes!
Tuesday, January 19, 2010
It's a Buyers Market! Take advantage today!
Happy New Year as we kick of 2010…a new year and new decade! Real Estate continues to be a hot topic of conversation everywhere. How many times do people ask, “How is business? Is now a good time to buy?”
The first quarter of 2010 will most likely be the BEST TIME EVER to purchase real estate. Here are three quick reasons why it one of the BEST times to purchase a home in 1st quarter of 2010 along with a little commentary on each reason.
Tax Credit has been extended- The Federal Government Home Buyer Tax Credit for first time home = buyers and repeat home buyers ends April 30, 2010. An accepted contract must be in place by then with a closing by June 30, 2010. If you are a "qualifying first-time home buyer" that means $8000 in tax credits. For "qualifying repeat home buyers" that means $6500 in tax credits. For more information check out www.federalhousingtaxcredit.com.
Interest Rates are low- Last January rates were below 5% and there was a big run on refinances. Those low rates have returned again this January. Currently rates are as low as they have been in 40-50 years. Rates may tick up this spring (around April).
Home Prices Are Discounted- The last two years foreclosures have driven down prices. This will continue in the first quarter of 2010. Numbers suggest an of 15% discount on home prices for Forsyth county on November, 2009 closed sales. Homes are priced to sell!
In conclusion the two minute elevator speech on why to buy in Q1 of 2010-“ the government is paying buyers to purchase homes at their deepest discounts with lowest financing terms in 40 years. The stars are aligned. This is an unprecedented and newly defined “BUYERS MARKET” for the next 4 months.
CALL ME FOR MORE INFORMATION!
Financing questions? http://www.GaryWelchHomeLoans.com
The first quarter of 2010 will most likely be the BEST TIME EVER to purchase real estate. Here are three quick reasons why it one of the BEST times to purchase a home in 1st quarter of 2010 along with a little commentary on each reason.
Tax Credit has been extended- The Federal Government Home Buyer Tax Credit for first time home = buyers and repeat home buyers ends April 30, 2010. An accepted contract must be in place by then with a closing by June 30, 2010. If you are a "qualifying first-time home buyer" that means $8000 in tax credits. For "qualifying repeat home buyers" that means $6500 in tax credits. For more information check out www.federalhousingtaxcredit.com.
Interest Rates are low- Last January rates were below 5% and there was a big run on refinances. Those low rates have returned again this January. Currently rates are as low as they have been in 40-50 years. Rates may tick up this spring (around April).
Home Prices Are Discounted- The last two years foreclosures have driven down prices. This will continue in the first quarter of 2010. Numbers suggest an of 15% discount on home prices for Forsyth county on November, 2009 closed sales. Homes are priced to sell!
In conclusion the two minute elevator speech on why to buy in Q1 of 2010-“ the government is paying buyers to purchase homes at their deepest discounts with lowest financing terms in 40 years. The stars are aligned. This is an unprecedented and newly defined “BUYERS MARKET” for the next 4 months.
CALL ME FOR MORE INFORMATION!
Financing questions? http://www.GaryWelchHomeLoans.com
Sunday, December 20, 2009
Merry Christmas and Happy New Year!
Merry Christmas and Happy New Year!
I AM LOOKING FORWARD TO HELPING MORE FAMILIES FIND A HOME IN 2010!
THANK YOU FOR YOUR CONTINUED SUPPORT THIS PAST YEAR!
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