Thursday, February 26, 2009

Downtown Alpharetta proposed "CITY CENTER"


Downtown Alpharetta, if you know anything about it, badly needs a "facelift". There have been many different ideas of what to do with the area. I attended a meeting to discuss the next proposal of what to do. It is called "City Center".

It would consist of 100,000 square feet of mixed use retail and office space, 50,000 square ft. City Hall, downtown park, and a central town sqaure.
The projected cost is:
Park and Greenspace- $3.4 million
Structured Parking- $9.1 Million
City Hall- $12 Million
Commercial Bldg- $19.5 Million
and Possible Library- %25 Million.

Maximum City Investment of $24.5 Million
Total Project Value $69 Million.

Citizen input is needed with three more meetings to be held. Please visit this article for dates.

Motivational Quote





The Life Builders Creed

Today is the most important day of my life.

Yesterday with its successes and victories,

struggles and failures is gone forever, the past is past.

Done. Finished.

I cannot relive it. I cannot go back and change it.

But I will learn from it and improve my today.

Today. This moment. NOW.

It is God’s gift to me and it is all I have.

Tomorrow with all its joys and sorrows, triumphs and troubles

Isn’t here yet.

Indeed, tomorrow may never come.

Therefore, I will not worry about tomorrow.

Today is what God has entrusted to me.

It is all that I have. I will do my best in it.

I will demonstrate the best of me in it.-

My character, giftedness, and abilities-

To my family and friends, clients and associates.

I will identify those things that are most important

to do today,

And those things I will do until they are done.
And when this day is done

I will look back with satisfaction at that
Which I have accomplished.

Then and only then, will I plan my tomorrow,
Looking to improve upon today.

Then I shall go to sleep in peace…content.

Wednesday, February 25, 2009

Steps to Buying a Home













1. Define your specific needs.

Deciding to buy is a great choice! Now you need to sit down and figure out what it is you need and want in a piece of property. To find the right place for you, letting your agent know those needs is key to finding the perfect home. Create a list of must-haves and negotiable items.

2. Get yourself pre-approved.

This is the only way you can truly know how much home you can afford. I can refer you to some lenders so that you can find which one is right for you. Getting pre-approved will help you be a more desirable candidate to a seller when it comes down to offers.

3. Looking at Homes

This is the fun part. Getting out there with your agent and looking at the market where you are interested in buying a home. Sometime it can get overwhelming. Let your agent do the initial searches for you and get all of your specific criteria for what you need and want in a home. Then you narrow those down and meet with your agent to look at the homes.

4. Make an Offer

When you have found the right house, the next step is to write up a contract. You and your agent will decide on a price to put into the offer. You will decide what to offer by looking the recent sales of homes similar to the one you are making an offer on. Your agent has that information. The contract is written up by your agent, with your input, that outlines what each party obligation’s are. If the seller changes anything in the agreement, it is not binding until you agree to the changes. This can go back and forth a few times.

5. Negotiations

This is the part where you go back and forth. Sometimes the seller just agrees, but usually there are some negotiating items. This is where your agent is really a crucial art of the process and they will help you negotiate with the seller. Many things that are negotiated on are price, repairs, closing date, closing costs, and even appliances. It always takes compromise from both parties

6. Seal the Deal

After some negotiation usually, you finally get a binding agreement in place. You have a certain amount of time to get an inspection done, get an appraisal for your financing, look into title insurance and a home warranty if not offered by the seller. These things are all needed to be done in a timely manner or they may affect the closing date.

7. The Closing

You have been through a lot of emotional ups and downs by this point. This is the best part of the process. You have just bought a home! This is where the ownership of the home you are purchasing is legally transferred to you. Closings usually happen at an attorney’s office where all of the legal papers will be gone over with you. You will be signing and initialing a lot. Your lender will have sent over a final closing statement for you no more than 24 hours prior. After all of that is complete, you will be handed the keys to your new home.

Wednesday, February 11, 2009

Referrals are at the Heart of my Success





















REFERRALS ARE AT THE HEART OF MY SUCCESS. THE GREATEST COMPLIMENT I CAN RECEIVE, IS A REFERRAL TO YOUR FAMILY AND FRIENDS. HAVE A HAPPY VALENTINES DAY OR SAD (SINGLES AWARENESS DAY).

Friday, February 6, 2009

Local Market Stat and Chat











Great Information and numbers about the real estate market!!! Anyone is welcome. Contact me if you would like to attend.

Tuesday, February 3, 2009

Creative Ways to Buy a House
















If your income and savings are making the purchase of a home a challenge then:

  • Get help from your family. If you feel strange asking for help, when your birthday comes around...ask for a donation toward your downpayment. That way it won't feel as uncomfortable. Also, they could lend or even co-sign with you on your mortgage. Many times, lenders prefer a person to co-sign with you if you have little credit history.
  • Get the seller of the home to provide financing. Many Sellers agree to this and you could pay them back as you would with a mortgage.
  • Consider a lease with an option to buy. You could rent the home for a time, so that you could save for the downpayment. Also, many times the seller will agree to put the rent money towards the purchase price!